Your policy may insure for tenants improvement, furniture and fixtures, stock, equipment, profits, relocation expenses and many other categories of loss. We know them all!
In times of catastrophe, condo manager are charged with protecting their property and residence. Special coverages are available to deal with risks associated with this type of ownership. Don't go it alone!
Restaurants present a unique type of claim. Special policies for this type of risk will include specific coverages usual to a restaurant such as cooking equipment, furniture and fixtures, improvements, loss of business income, food spoilage and a host of others. We are experts in handling these claims as well. Just ask!
Unlike other commercial risks, manufacturers carry policies to protect their processes as well. Raw materials, work in progress and finished goods are just some of the intricacies of these types of claims. Manufacturing machinery can present a complicated issue.
Dont consider just any Public Adjuster, we know your business!
Shopping Centers can be unique claims in that tenants build-out spaces that belong to the center. Careful attention must be paid to the leasing agreements to establish ownership of these tenant's improvements. Losing tenants after a loss can be devastating to a shopping center. Quick, decisive action will reduce extended losses.
These risks are generally insured under custom "manuscript" policies available through trade organizations. These policies are designed to afford coverage for lost bookings both present and future. Issues of matching décor can become an issue as they are your stock in trade.